Restaurants & food
Payroll, equipment, a second location
Working capital for businessesBusiness funding
Fuel the next chapter of your business.
One short application puts your business in front of our network of funding partners. Same-day funding available, for owners in nearly every industry.
We're a broker, not a lender. We find you the right funding partner for your business. You don't pay us, the funders do.
Low credit? Not a problem. We look at your business revenue, not just your score.
- Takes about 2 minutes
- No obligation
- Your info stays private
- $10K–$500KTypical funding amounts
- Same-dayFunding available
- AllIndustries welcome
- AllCredit profiles considered
Who we fund
Built for businesses in every industry
From restaurants and retail to construction, trucking and medical practices, we help established businesses get the capital to keep growing.
Retail & boutiques
Inventory before the busy season
Construction & trades
Materials and crews between draws
Medical & dental
New equipment, staffing, upgrades
Auto repair & dealers
Lifts, tools, parts and inventory
Salons & spas
Renovations, chairs, product lines
- E-commerce
- Professional services
- Landscaping
- Fitness & gyms
- Cleaning services
- Hospitality
- Manufacturing
- Wholesale
- Daycare
- Pet services
- and many more
How it works
Funding in three simple steps
- 1
Apply online
Tell us about your business, your monthly revenue and how much you need. About two minutes, no paperwork to start.
- 2
Review your options
Your specialist shops your file with our funding partners and walks you through each offer. Funding can come the same day.
- 3
Get funded
Accept the offer that fits and sign, and the funder sends the money straight to your business bank account.
Why Prism
A clearer view of your business
A bank sees a credit score. We look at the whole picture: your sales, your cash flow and where you're headed.
Same-day funding
Send a complete file and many owners are funded the same day.
All credit profiles welcome
Low credit? Not a problem. Funders look mainly at your business revenue and cash flow, not just your score.
Based on your revenue
Offers are sized to your monthly deposits, so a growing business can access more over time.
A real specialist
One dedicated person walks you through every option, in plain English, by phone.
Many funders, one application
We shop your file across our network of funding partners so you can compare options.
Free, no obligation
Applying costs nothing and you never have to accept an offer that doesn't fit.
Revenue-basedSized to your monthly deposits
Use it your way
Capital for whatever comes next
Funding is sized to your monthly revenue and repaid as a share of future sales or through fixed payments, depending on the funder. Owners use it for:
Check your optionsSound familiar?
What owners tell us they need
Our slow months hit right when we needed to fix the walk-in. I wanted something based on our sales, not a stack of paperwork.
I land bigger jobs when I can buy materials up front. Waiting on a draw shouldn't decide which jobs I can take.
My credit took a hit a few years back. What matters now is that the business does steady numbers every month.
These are illustrative scenarios based on common situations, not reviews from specific customers.
FAQ
Questions, answered
Still wondering about something? A funding specialist is a call away.
(929) 828-8289Is this funding a loan?
No. Revenue-based funding is the purchase of a portion of your business's future receivables. Terms, costs and repayment structure are set by the funder and spelled out in your agreement before you sign. Read it carefully, and ask us anything.
Can I qualify with bad credit?
Yes, many owners with low credit scores get approved. Funders look mainly at your business revenue and cash flow, such as steady monthly deposits, rather than your personal score alone. Every file is reviewed on its own merits, and approval is never guaranteed.
How fast can I get funded?
Many owners are funded the same day they send a complete file. Timing depends on the funder and on how quickly we receive any documents they ask for, such as recent bank statements.
How much can I get?
Typical funding runs from about $10,000 to $500,000, sized to your monthly revenue and time in business. The final amount is up to the funder.
What will I need?
Usually just the short application and your last few months of business bank statements. A funder may ask for more depending on the amount requested.
Am I required to accept an offer?
No. Applying is free and there is no obligation. If an offer doesn't fit your business, you can simply decline it.
Is approval guaranteed?
No. Prism Advance is a broker. Approval, amounts and terms are decided by our third-party funding partners after reviewing your business.
Ready to see what your business qualifies for?
Apply in about two minutes. Free, no obligation, all credit profiles welcome.